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I’ve stopped watching the financial reports on TV. Every time we hear that there’s a rise in the stock market, it’s followed by another dip. Consumer confidence is down, investors aren’t investing and everyone is waiting and watching. In the meantime, life goes on.
No matter what is happening in the world of finance, we all still have bills to pay. Utilities, mortgage or rent, car payments, insurance, food and fuel continue to eat away at our income. We can cut out the extras like movies or eating out but we can’t stop providing the necessities. And you know, when things get really tough, the government sure isn’t going to bail out a regular old citizen.
Things are tight here but we’re getting by. In fact, we’ve take steps to reduce our fuel consumption by installing a wood burning stove in our fireplace to help heat our house and reduce our need for propane this year. Still, that doesn’t mean that we’re not worried about our personal finances. I can’t help but wonder what will happen if one of our vehicles need major repairs. What if our refrigerator dies or our water heater fizzles out? With a few bad winters behind us and the currently dead construction industry, there just isn’t all that much money saved up to cover something unexpected.
I’ve read about various payday loans and frankly, I’m not comfortable with most of them. My understanding is that they’re very short term and carry extremely high interest rates. That makes me very uncomfortable. So I’ve been looking around and I’ve discovered ThinkCash, specializing in providing short term cash loans for those unexpected emergencies.
With rates 25% - 75% lower than typical payday loans, ThinkCash is a no-brainer. Why would anyone go elsewhere? Even better, these loans, which can range from $250 - $2,500, can be paid back in several installments. You can even pay the loan back early without penalty. There are no hidden fees and there’s no paperwork. The entire process happens online and the money can be deposited into your bank account the very next day.
My husband and I have never really used Credit Cards much. Our loans have always been for our home or for vehicles. Nevertheless, we’ve found ourselves needing a personal loan a few times and by the looks of this winter, that may happen again. It’s good to know that regardless of credit history, there’s someone out there willing to help the average guy get through a rough time. It’s good to know that there’s a lifesaver when we’re faced with an unexpected car repair or a miscalculation is going to cause a check to bounce.
Money is on everyone’s mind right now. We’re all trying to get through this economically rough time and just stay afloat. There are a number of ways to control our debt, reduce our spending and make it through the financially tight times. ThinkCash is one tool that might come in handy for some of us. It’s one option that I’m going to keep in mind. You should, too.
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Thanks for this its nice to know we are not alone feeling frightened in this economical climate, good luck to everyone
Where I can find similar information?
Thank you
Susanne | thewomantowomantalk.com
I am so with you on everything you wrote, we too are going through rough times, my husband runs his own restaurant and is not doing that great. I am trying to make a business here online with affiliate marketing among other things, well they all need investment to work out. Ad with our economy as it is right now, I really have to consider what to spend the money on.
It sucks sometimes, but that is just the way it is.
Lets all hope this is going to go the other way again real soon…
Susanne
[...] another great blog, you might want to read: http://www.hopefulspirit.com/, Marisa’s: Survival In The Struggling Economy gave me food for thought, a Tribute to [...]
I refuse for the life of me to getting a credit card after the shock I received when I saw my bank balance within 2 months of frivolous use of my debit card. Bank loans for a car? No way (Its a good thing in Singapore we have a decent public transport system).
I think in today’s time, 4 or 5 out of 10 people are struggling because of bad economy conditions.But we should not forget that after end of every bad time, there’s a good time waiting for us.All we need is patience.
I know that money is tight for many, but it can also be a good time to look for another stream of income. There really are some good business opportunities around that don’t cost a arm and a leg to get started. Some of them you can do part-time from your home
Aloha Marisa! Sorry to contact you through this means, but I lost all of my addresses when my computer went kablooie! Do you remember the Keiki Slippa Wish Fund from last year? You said you wished it could come to Kauai and Auntie Lynn is making that happen this year, just because you asked! Can you help us spread the word? These are indeed hard economic times and most of us have less to give, so that means we need to get the word out to more people. Pop into my blog to see details. Mahalo for anything you can do to help!
‘m so disgusted…I can’t even think straight except to know I’ll be working for at least five more years..and at 62 that hurts..
Dorothy from grammology